Skip to content 
Introduction
This recipe is all about a soft and moist banana bread that has a sweet and creamy surprise inside. The bread is made using ripe bananas that give natural sweetness and a lovely smell while baking. In the center of the bread, there is a smooth cream cheese filling that becomes warm and creamy in the oven. When you cut a slice, you can see the beautiful layer of cream cheese inside. This recipe brings together two favorite flavors banana bread and cheesecake style filling in one simple homemade loaf.
People love this cream cheese stuffed banana bread because it tastes rich but still feels comforting and homemade. The banana bread part is soft and slightly sweet, while the cream cheese filling adds a gentle tangy taste that balances everything. Many people enjoy this recipe because it feels special without being hard to make. It looks fancy when sliced, but the steps are easy enough for beginners. Families love it, kids enjoy the sweetness, and adults enjoy the creamy texture and deep banana flavor.
This recipe is perfect to make when you have ripe bananas sitting on the kitchen counter. It is also great for emotional comfort days when you want something warm and sweet from the oven. Some people make it as a treat after a long week, while others enjoy it as a breakfast slice with tea or coffee. It can also be a good option for homemade snacks instead of store bought sweets. The banana provides energy, and the cream cheese adds richness that keeps you satisfied for longer.
Ingredients You Will Need
For banana bread batter
Ripe bananas mashed 3 large
All purpose flour 2 cups
Granulated sugar 3 quarters cup
Eggs 2 large
Unsalted butter melted 1 half cup
Milk 1 quarter cup
Baking soda 1 teaspoon
Baking powder 1 teaspoon
Salt 1 quarter teaspoon
Vanilla essence 1 teaspoon
For cream cheese filling
Cream cheese softened 200 grams
Powdered sugar 1 half cup
Egg 1 small
Vanilla essence 1 half teaspoon
Step by Step Method
First prepare the banana bread batter. Take a large bowl and add the mashed bananas. Mash them well until smooth with very small lumps. Add melted butter and mix gently. Add sugar and mix again until combined. Crack the eggs into the bowl and mix well so everything blends nicely. Add milk and vanilla essence and stir slowly.
In another bowl, add all purpose flour, baking soda, baking powder, and salt. Mix the dry ingredients well using a spoon. Slowly add the dry mixture into the banana mixture. Mix gently using a spatula. Do not over mix. Stop mixing once the batter looks smooth and thick.
Now prepare the cream cheese filling. Take a medium bowl and add softened cream cheese. Use a spoon or whisk to make it smooth. Add powdered sugar and mix until creamy. Add the egg and vanilla essence and mix again until the mixture is smooth and lump free.
Prepare a loaf pan by greasing it with butter or oil. You can also line it with baking paper. Pour half of the banana bread batter into the loaf pan and spread it evenly. Carefully spoon the cream cheese filling over the batter. Spread it gently, leaving a small space around the edges so it does not touch the sides.
Pour the remaining banana bread batter on top of the cream cheese layer. Spread gently to cover the filling completely. Tap the pan lightly on the counter to remove air bubbles.
Preheat the oven to one hundred seventy five degrees Celsius. Place the loaf pan in the center of the oven. Bake for about fifty five to sixty five minutes. Check by inserting a toothpick into the banana bread part. It should come out mostly clean. If the top browns too fast, cover lightly with foil.
Once baked, remove the pan from the oven and let it cool for at least thirty minutes. Carefully remove the bread from the pan and allow it to cool completely before slicing. This helps the cream cheese layer set nicely.
Why This Recipe Is Special
This recipe is special because it combines two comfort foods into one loaf. Banana bread is loved for its soft texture and natural sweetness, while cream cheese filling adds a smooth and rich layer inside. Together they create a balance of flavors that feels homemade and bakery style at the same time.
Another great thing about this recipe is that it helps use ripe bananas that might otherwise go to waste. Bananas provide natural energy and fiber. Cream cheese adds protein and calcium, making the bread more filling. When eaten in moderation, this recipe can be a satisfying homemade treat.
The texture is also a big reason why people love it. Each slice is moist, creamy, and soft. It feels indulgent but still comforting. This recipe is also very beginner friendly, making it perfect for people who are new to baking.
Extra Tips for Better Taste
Use very ripe bananas with brown spots for the best sweetness.
Make sure cream cheese is fully softened before mixing.
Do not over mix the batter to keep the bread soft.
Add chopped nuts or chocolate chips to the batter for extra texture.
Let the bread cool completely before slicing for clean layers.
Store in the refrigerator to keep the cream cheese fresh.
Final Thoughts
Cream cheese stuffed banana bread is a wonderful recipe for anyone who loves baking at home. It is simple, comforting, and full of flavor. The soft banana bread and creamy center make every slice special. Whether you bake it for family, friends, or just for yourself, this recipe is sure to bring smiles. Once you try it, it may become a regular favorite in your kitchen.
Nutrition Details
Nutrition for full recipe approximate
Calories 2800
Protein 55 grams
Carbohydrates 360 grams
Fat 120 grams
Nutrition per serving approximate
Calories 350
Protein 7 grams
Carbohydrates 45 grams
Fat 15 grams
Values may change based on ingredients used.